🏡 Home & Property Insurance

Protect your biggest investment with comprehensive coverage for your home, condo, or rental property. We specialize in California home insurance—including high-fire-risk areas—and can help you layer protection through DIC, Fair Plan, and extended replacement cost options.

Includes: Homeowners • Landlord/Rental Properties • Condo & Townhome • DIC/Fair Plan Packages

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🚗 Auto & Vehicle Insurance

From family cars to weekend cruisers, we make sure you're covered for the road ahead. We'll help you find the right balance of protection and price—with options for multiple vehicles, teen drivers, and rideshare coverage.

Includes: Auto • Classic Cars • RVs • Motorcycles • Boats • ATVs • Jet Skis • Umbrella Liability Discounts

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🏢 Business & Commercial Insurance

Your business deserves the same protection you give your customers. We provide coverage built for San Diego entrepreneurs—protecting your operations, employees, and reputation.

Includes: General Liability • Commercial Auto • Workers' Compensation • Property • BOP Packages

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❤️ Life & Family Protection

Life can change fast—your insurance should keep up. We offer flexible term and whole-life policies to help you protect your loved ones and plan for the future.

Includes: Term Life • Whole Life • Mortgage Protection • Family Financial Planning

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🏘️ HOA & Community Association Coverage

We work directly with board members and property managers to design HOA master policies that fit each community's budget and risk profile.

Includes: Master HOA Policies • Earthquake DIC • Loss Assessment • Building Ordinance

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🔥 Specialty & High-Risk Solutions

If other companies have turned you away, we can help. We partner with multiple carriers and specialty markets to secure protection for homes in high-fire or coastal zones.

Includes: California Fair Plan • Excess Liability • Equipment Breakdown • Wildfire Protection Solutions

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📱 Device & Personal Property Protection

Protect your phones, tablets, and electronics under one plan. Our Farmers Total Device Protection plan keeps your tech covered from accidental damage, loss, or theft.

Includes: Smartphones • Laptops • Gaming Consoles • Tablets • Smartwatches

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Ready to Get Started?

Get your free, no-obligation insurance quote today.

Request a Quote Call (619) 298-9000