Terms & Conditions

1. Introduction

By providing your contact information, including but not limited to your phone number, you consent to receiving communication from Nunke Insurance Agency, its agents, or representatives regarding insurance-related products and services. These communications may be made via phone calls, text messages (SMS), or pre-recorded/artificial voice messages, even if your number is registered on a federal or state Do-Not-Call (DNC) list.

2. Consent to Contact

By submitting your phone number, you expressly agree to:

• Receive calls, texts, or automated messages regarding insurance products, policy updates, renewals, or related services from Nunke Insurance Agency (619-298-9000).
• Be contacted using automated dialing systems or pre-recorded messages, where permitted by law.
• Opt-out at any time by following the instructions provided in messages or contacting us directly.

3. Do-Not-Call (DNC) Compliance

• Nunke Insurance Agency adheres to all federal and state Do-Not-Call (DNC) regulations and maintains an internal DNC list.
• If you request to be placed on our internal DNC list, we will no longer contact you for marketing purposes.

4. Message and Call Frequency

• Communication frequency may vary based on services and policy updates.
• Standard message and data rates may apply based on your mobile carrier.
• You are responsible for any charges associated with receiving these communications.

5. Opt-Out Policy

• To stop receiving text messages, reply STOP to any SMS message received.
• To revoke consent for phone calls, request removal by calling 619-298-9000 or emailing bryan@nunkeinsurance.com
• Opt-out requests may take effect within 10 business days.

6. Accuracy of Contact Information

• You confirm that the phone number provided is your own and that you are authorized to receive communications on that number.
• You agree to update your contact details if they change.

7. No Purchase Necessary

• Your consent to receive calls or messages is not a condition of purchasing any insurance policy or service.

8. Compliance with TCPA and State Laws

• Nunke Insurance Agency complies with the Telephone Consumer Protection Act (TCPA), Telemarketing Sales Rule (TSR), and all applicable state regulations regarding telemarketing and consumer privacy.

9. Changes to These Terms

We reserve the right to update these terms and conditions at any time. Any changes will be posted on our website and become effective upon posting.

10. Contact Information

If you have any questions about these Terms and Conditions or wish to opt-out, you may contact us at:

📞 Phone: 619-298-9000
📧 Email: bryan@nunkeinsurance.com
🌐 Website: https://www.bryannunkeinsurance.com

By continuing to engage with our communications, you acknowledge that you have read, understood, and agreed to these TCA Terms and Conditions.

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11. Use of Website

This website (www.nunkeinsurance.com) is provided for informational purposes regarding insurance products and services offered by Bryan Nunke Insurance Agency. The content on this website is for general information only and should not be construed as professional advice. You should always consult with a licensed insurance professional regarding your specific insurance needs.

By accessing and using this website, you accept and agree to be bound by all terms and provisions of this agreement. If you do not agree to these terms, please do not use this website.

12. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Bryan Nunke Insurance Agency or its content suppliers and is protected by United States and international copyright laws.

13. Accuracy of Information

While we strive to provide accurate and up-to-date information, Bryan Nunke Insurance Agency makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the website or the information contained herein.

14. Links to Third-Party Websites

This website may contain links to third-party websites that are not owned or controlled by Bryan Nunke Insurance Agency. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

15. Limitation of Liability

Bryan Nunke Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, this website.

16. Privacy Policy

Your use of this website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.

17. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

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Contact Us

If you have any questions about these Terms & Conditions, please contact us:

Bryan Nunke Insurance Agency
8996 Miramar Rd, Ste 250
San Diego, CA 92126
Phone: (619) 298-9000
Email: bryan@nunkeinsurance.com
Website: www.bryannunkeinsurance.com

California License: Bryan Nunke, License #0F79866